Foreclosure Sales

Beginning June 1, 2022, The Greene County Sheriff's Office will conduct the sale of real estate subject to civil foreclosure on the "Official Public Sheriff's Sale Website." Pursuant to HB 390, Realauction has been contracted with the Ohio Department of Administrative Services for these sales.  The process and procedures under which these sales will be completed are detail at Greene County's Realauction website:  Realauction

Please note: this change does not affect Treasurer/Tax Sales. Treasurer/Tax Sales will continue to be held in-person on scheduled Thursdays at 1:00 pm in the GARAGE of the Greene County Sheriff's Office at 120 E. Main Street, Xenia. 

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Sheriff Sales

All Sheriff Sales are pursuant to the provision of the Ohio Revised Code. All sales being at 10:00 am on scheduled Tuesdays on Realauction. 

The official listing of upcoming properties to be sold can be found in the Tuesday edition of the Xenia Gazette and Fairborn Daily Herald for three consecutive Tuesday’s prior to the date of sale. Current and past foreclosures are available using our online application, however the information provided is a courtesy and should be verified for accuracy by the official ad. The status of a sale can be changed at any time right up to the time of the sale.

Property Information
The Sheriff’s Office nor any affiliates have access to the inside of the properties including appraisals for bank loans. The property is purchased "as is" without any warranties or guarantees. All sales stipulate "Buyer Beware". It is the responsibility of the buyer to check the property for back taxes, delinquent utility bills, liens, assessments, and /or any additional cost associated with the property. Any outstanding utility bills may be the responsibility of the purchaser. To view case file information, visit the Clerk of Court’s website. Additional information can also be found at the Auditor’s office.

Taxes & Assessments
All taxes and assessments that are filed with the Greene County Treasurer will be deducted from the proceeds of the sale. This includes delinquent real estate taxes and pro-rated taxes through the month of the Confirmation of Sale being filed with the Clerk of Court. The successful bidder will be responsible for any subsequent taxes or assessments after that date.

Note: any liens, utility bills, assessments or other costs not covered by the sale proceeds may be the responsibility of the purchaser. 

Bidding – 2329.20

Bidding starts at two-thirds of the appraised value unless otherwise directed by court order. The minimum bidding increment is $100.00. Mortgage foreclosure bidders must submit a required deposit for each property of interest prior to the sale. The deposit requirement is based on the appraised property value.

Bidding starts with one minute. Any bid placed with less than 30 seconds remaining which are greater than the current high bid will automatically extend the bidding period by by one full minute.

If the appraised value of the property is ≤ $10,000, the deposit is $2,000
If the appraised value of the property is > $10,000 but ≤ $200,000, the deposit is $5,000
If the appraised value of the property is > $200,000 the deposit is $10,000

Delinquent Tax and Commercial Sales will use the 10% of purchase price deposit schedule

Bidders must make a full deposit by the required deadline set by Realauction. Deposits can only be made via wire transfer or ACH deposit. Realauction does not accept cash deposits.

• All wire deposits must be received by 5 p.m. EST two (2) business days before the auction sale date.

• All ACH deposits must be received by 4 p.m. EST five (5) business days before the auction sale date.

Deposits must be in the account of Realauction by the required date. Plaintiff’s and Judgment Creditors are not required to meet the advertised deposit requirement.

Second Sale Date – R.C. § 2329.52

When a residential property is not sold (no bids) on the first sale date, then a second sale date will be held two weeks after the first date at the same time and location. There will not be a set minimum bid; the property is sold to the highest bidder. If the bid does not cover all costs determined by the court the purchaser must also pay the amount sufficient to pay the cost, allowance and taxes that the proceeds of the sale are insufficient to cover. (R.C. § 2329.21)

Redemption – R.C. § 2329.311

In the sale of a property that was sold with no set minimum bid, the judgment creditor and the first lienholder each have the right to redeem the property within fourteen days after the sale by paying the purchase price.

Timeline

• 30 calendar days from the sale date, an Entry Confirming the Sale must be filed with the Clerk’s Office – R.C. § 2329.31A

• 7 calendar days from the filing of the Confirmation, the attorney is to submit the deed to the Sheriff’s Office – R.C. §2329.36

• 30 calendar days from filing the Confirmation (typically within 1-2 months from the sale date), payment in full must be received by the Sheriff – R.C. §2329.31B

• 14 days from Sheriff receiving Correct Deed and Confirmation of sale the Sheriff must record the deed with the County recorder – R.C. § 2329.36C

Balance of Purchase Price R.C. § 2329.31

The balance of the purchase price is due 30 calendar days from the filing of the Confirmation. The conveyance and recording fees will also be due at this time. The balance must be paid with a cashier or certified check made payable to “Greene County Sheriff’s Office”. Failing to provide the balance due within 30 days are at risk of initiating contempt and forfeiting the deposit.

Writ of Possession

If the property is occupied, you may need to file for a Writ of Possession through the Clerk of Courts once the deed has been transferred and recorded in your name. If you have questions in regards to filing with the Court, please consult an attorney.

Contact

If you have any questions on foreclosures, you can email gcsheriffbids@greenecountyohio.gov or call the Greene County Sheriff’s Office – Civil Division at (937) 562-4830, Monday thru Friday between 8 a.m. and 4 p.m.

Property Withdrawal

Properties must be withdrawn from a sale with a court order.

Property Description Approval

For property description approval, submit 

Property Description Approval Form

 with property description to Peggy Middleton by:

• Email

• Fax: (937) 562-5326

• Greene County Map Department
  Attention: Peggy Middleton
  69 Greene St.
  Second Floor
  Xenia, OH 45385
  (Self addressed, stamped envelope must be included for return)

Every effort has been made to ensure that the information contained on this web page is accurate and up-to-date however, we will not be responsible for errors or inaccuracies.